Establish trusted actor identity
Resolve the application, service, AI agent or principal through trusted identity and delegation rather than self-asserted claims.
FINANCIAL SERVICES
FINANCIAL
Authority for AI and machine-driven transactions
Arximus applies transaction-level runtime authority to consequential machine-initiated financial operations. Trusted identity, delegated financial authority, exact transaction values, customer-defined policy and authoritative facts from existing financial systems determine whether the operation may proceed to customer-controlled execution.
PAYMENTS
TREASURY
BENEFICIARIES
APPROVALS
LIMITS
AUTHORITATIVE FACTS
BINDING
EVIDENCE
CONSEQUENTIAL OPERATIONS
Consequential financial operations require typed authority.
Customer-defined operation classes place authorization around the financial actions that create consequence. Each class can carry its own protected values, delegated authority, limits, approval requirements, authoritative conditions and execution boundary.
Payment execution
Bind authorization to the exact amount, currency, beneficiary, source account, destination and transaction identifier.
payment.execute
Beneficiary changes
Require explicit authority and configured approval before a machine actor creates, changes or activates a protected payment destination.
beneficiary.modify
Refunds & credits
Constrain refunds and credits by customer, account, amount, reason, workflow state and delegated financial limits.
refund.issue
Account controls
Require explicit authority before machine-driven freezes, restrictions, status changes or other protected account operations.
account.control
Treasury movement
Bind treasury transfers to the exact account scope, amount, counterparty, business purpose and approval conditions that authorized them.
treasury.transfer
Order & trading actions
Apply customer-defined mandate, instrument, account, limit, counterparty and approval conditions before the operation reaches customer-controlled execution.
order.submit
AUTHORITATIVE FINANCIAL STATE
Authoritative financial state becomes part of authorization.
Financial authority depends on current institutional facts, not only static permission. When policy requires approval, beneficiary, account, risk, workflow or ledger state, Arximus verifies those facts during authorization. Customer systems establish the facts. Deterministic Arximus policy decides what they mean for the exact transaction.
Treasury or payment approval
Confirm that the required approval exists, remains current and applies to the exact transaction being proposed.
Beneficiary master
Verify that the beneficiary exists, remains active and satisfies the institution's current payment conditions.
Account authority
Confirm that the account remains eligible for the operation and falls within the actor's delegated financial authority.
Risk or fraud decision
Require a current decision from the customer-approved risk system when financial policy makes that decision an authorization condition.
Case or workflow state
Require the relevant business workflow, investigation, exception or change record to be in the state required by policy.
Current financial state
Bring balances, account status, limits and other authoritative financial state into authorization when the exact transaction depends on them.
MULTI-SOURCE AUTHORIZATION
Every required authority condition must match the same exact transaction.
A capability such as payment.execute establishes only the operation class. Delegated authority, transaction limits, approvals, beneficiary state, account authority and required risk facts must all match the protected values of the same proposed transaction before authorization is bound.
PROPOSED OPERATION
PAY-5683456
TRANSACTION
Execute treasury payment
- Action
- payment.execute
- Amount
- USD 185,000
- Beneficiary
- Vendor 8842
- Account
- Account 7719
- Actor limit
- USD 250,000
01
Delegated payment authority
PASS02
Transaction within delegated limit
PASS03
Treasury approval matches exact transaction
VERIFIED04
Beneficiary remains permitted
VERIFIED05
Source account remains authorized
VERIFIED06
Required risk condition satisfied
VERIFIED
ARXIMUS DECISION
ALLOW
Authorization is bound to the exact action, amount, beneficiary, source account, transaction ID and approved destination. A changed protected value requires a new authorization decision.
FINANCIAL GOVERNANCE
Machine financial authority remains inside institutional control.
Customer-defined limits, approvals, operating conditions, current financial state, revocation and separation of duties remain part of runtime authorization. Machine capability cannot expand the financial authority that the institution has actually delegated.
DELEGATED LIMITS
Delegated limits bound machine authority
Define financial authority by operation class, amount, account, business unit, counterparty or other protected transaction scope.
- Amount limits
- Account scope
- Action scope
APPROVAL HOLD
Human and business approval remain enforceable
Configured operations enter HOLD when approval is required and the complete transaction is re-authorized against the resulting approval state.
- Approval thresholds
- Four-eyes workflows
- Full re-authorization
AUTHORITY CONDITIONS
Authority expires with its conditions
Time, environment, workflow and transaction conditions constrain when delegated financial authority remains valid.
- Time windows
- Environment scope
- Business conditions
CURRENT STATE
Current financial state controls current authority
An earlier permission does not override current account status, limits, risk decisions or other authoritative financial conditions.
- Current status
- Current limits
- Current risk facts
REVOCATION CONTROL
Delegated authority can be reduced immediately
Keys, operation classes, connectors and protected release paths can be revoked or disabled when financial or security conditions change.
- Emergency restriction
- Action disable
- Connector disable
SEPARATION OF DUTIES
Transaction initiation cannot control authorization policy
The machine actor requesting a financial operation remains separate from the deterministic policy authority that decides whether the operation may proceed.
- Independent policy
- Explicit authority
- Customer-defined governance
PROTECTED EXECUTION & LOCK
Arximus controls the protected execution path. Customer financial systems execute.
For protected financial operations, Arximus authorizes and binds the exact Protected Execution Function or submitted operation, transaction values and approved destination before controlling what reaches customer-controlled execution. Financial execution credentials and business-action authority remain inside customer-controlled systems.
01
→
AI / Automation
Requests a protected financial capability or submits the exact transaction it proposes to perform.
02
→
Arximus Authorization
Evaluates trusted identity, delegated financial authority, exact transaction values, deterministic policy and required authoritative facts.
03
→
Authorized Release
Binds and releases only the exact authorized financial operation to the approved customer-controlled destination.
04
Customer Executor
Performs the actual financial operation using customer-controlled credentials, infrastructure and execution authority.
ARXIMUS LOCK
Bypassing the authorized path invalidates the protected transaction.
Customer-controlled executors, payment gateways, financial systems or protected service boundaries enforce the trusted Arximus path and reject protected transactions that arrive outside the required authorization boundary.
AUTHORIZE + BIND + RELEASE
Arximus
- Enforce trusted identity, delegated financial authority and deterministic policy.
- Bind the exact action, amount, currency, account, beneficiary, destination and other protected values.
- Reject changed or replayed release attempts.
- Release only the operation that matches the authorization.
ENFORCE + EXECUTE
Customer
- Require the trusted Arximus path for designated protected financial operations.
- Reject alternate transaction paths outside the required authorization boundary.
- Retain financial execution credentials and local business-action authority.
- Perform the actual operation through customer-controlled financial systems.
Trusted release path
Exact transaction binding
Customer enforcement
Credential isolation
Replay resistance
TRACEABILITY & EVIDENCE
Authorization, release and execution remain distinct financial facts.
Integrity-protected evidence preserves trusted actor identity, delegated authority, policy version, authoritative verification facts, decision reasons, exact transaction binding and release result. Execution is recorded only when the customer-controlled financial system or another authoritative source reports the result.
AUTHORIZED
Why was this exact transaction authorized?
identity / financial authority / policy / authoritative facts
≠
RELEASED
What exact transaction left Arximus?
operation hash / protected values / destination
≠
EXECUTED
What did the customer-controlled system report?
acknowledgement / authoritative execution result
Ordinary AI content is not retained by default. Structured security evidence remains separate from optional content logging, allowing financial institutions to preserve authorization and execution accountability without turning every AI interaction into a permanent transcript.
FINANCIAL CONTROL MODEL
Keep existing financial systems in place. Enforce machine authority at runtime.
Existing systems remain authoritative for the financial state they already own. Arximus models the protected operations and delegated authority that matter, connects required authoritative facts and controls what reaches execution when AI or automation initiates consequential financial action.
Define financial operation schemas
Represent payments, beneficiary changes, refunds, account controls, treasury actions and other protected operations using institution-specific fields and identifiers.
Use authoritative financial systems
Connect approval, entitlement, beneficiary, account, risk, workflow and other customer-approved sources when policy requires current authoritative facts.
Enforce institutional financial authority
Express organization-specific limits, exceptions, approvals, classifications and conditions while deterministic policy remains the authorization authority.
Integrate customer-controlled execution
Control what reaches protected financial execution while customer systems retain execution responsibility, credentials and business-action authority.
FINANCIAL SERVICES
Put machine-initiated financial operations under transaction-level authority.
Arximus binds machine financial authority to trusted identity, delegated limits, the exact transaction, current authoritative financial state, required approvals and the protected execution path.
TRANSACTION AUTHORITY MODEL
Protected financial operations remain inside explicit authority
- Machine capability does not create or expand delegated financial authority.
- Authorization evaluates the exact amount, currency, account, beneficiary, destination and protected transaction values.
- Approvals, account state, risk decisions and other authoritative financial facts become runtime conditions when policy requires them.
- Exact transaction binding prevents changed protected values from inheriting prior authorization.
- Financial execution credentials and business-action authority remain inside customer-controlled systems.
- Arximus Lock makes bypassed protected transactions invalid where customer infrastructure enforces the trusted path.
- Evidence distinguishes authorization, release and authoritatively reported execution.